Stock market basics · Beginner

Dividends Explained

A 1-minute lesson from the MarketPro academy, one of 18 in stock market basics.

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Short answer

A dividend is a portion of a company's profit that is distributed to shareholders, typically in cash, as a reward for holding the stock. Not all companies pay dividends—many, especially younger or fast-growing ones, reinvest profits back into the business instead.

A dividend is a portion of a company's profit that is distributed to shareholders, typically in cash, as a reward for holding the stock. Not all companies pay dividends—many, especially younger or fast-growing ones, reinvest profits back into the business instead.

How Dividends Work

  • Declaration date: the company's board announces the dividend and its amount.
  • Ex-dividend date: the cutoff date; buying shares on or after this date typically means you will not receive the upcoming dividend.
  • Payment date: the date the dividend is actually deposited to eligible shareholders.

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